Where can I buy NZ car insurance?

Car insurance is not a compulsory legal requirement in New Zealand like it is in many other countries but we recommend you get it otherwise you will be could be liable for any damage caused in an accident. 

Rather than rely on insurers to pay for medical bills the Accident Compensation Corporation (ACC) covers everyone, including visitors, who are injured in an accident in Aotearoa New Zealand. You can find out what's covered on their website.

Since covid the number of car insurance companies that cater for travellers has dwindled although there are a few options still available. If you are staying for a full year you can try the mainstream insurers otherwise check out our list below for shorter term insurance for backpackers.

Frogs in NZ - predominently a travel agency in Auckland they also provide car insurance in association with Star Insure to travellers. You can choose between 3,6,9 and 12 months and get a quote online.

Club Auto - their Shock Absorber policy is designed for short term tourists and offers Third Party cover up to $2,000,000. You can get cover for 3, 6 or 9 months.

AA Insurance - offer car and motorhome insurance policies for tourists

CCM Insurance - offer third party insurance to both cars and vehicles modified into campervans or motorhomes. You can get cover for 3,6,9 or 12 months.